The Network takes corporate governance very seriously and publishes as much information as possible. In particular see the Pillar 3 statement of capital in the accounts section. Our stated aim is to clear the FSA capital adequacy hurdles by at least 200%. In financial services cashflow is not the king; that crown belongs to FSA capital adequacy and we respect that by staying comfortably above that 200% position. No other networks publish this level or quantity of information about themselves. We are well capitalized and are in this for the long term. In particular IFAs should take comfort from the private ownership.